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Here's how much emergency savings you need amid economic uncertainty, according to financial advisors

More than half of Americans don’t have an emergency fund, according to a CNBC/Momentive survey. Here's how to figure out how much emergency savings you need.

2 weeks ago

Affirm Partners with FICO to Enhance Credit Scoring for BNPL Loans

PaymentsDive | Caitlin Mullen | May 10, 2023   Affirm, the buy now, pay later (BNPL) provider, is partnering with FICO to build a unique credit scoring model that incorporates BNPL loans into credit and lending decisions. Three key takeaways: Initiative to Improve BNPL Reporting: Affirm is the only BNPL provider that currently shares positive


The post Affirm Partners with FICO to Enhance Credit Scoring for BNPL Loans first appeared on National Crowdfunding & Fintech Association of Canada.

2 weeks ago

The Ultimate Guide to Online Casinos: Exploring the Thrills and Opportunities

SuomiTimes.com | Awais Dar | May 15, 2023 In recent years, online casinos have catapulted into the spotlight, revolutionizing the world of gambling with their digital allure. This rise has opened a plethora of thrills and opportunities for gamblers worldwide, transcending the traditional boundaries of brick-and-mortar casinos. From the enticing array of games to the prospect


The post The Ultimate Guide to Online Casinos: Exploring the Thrills and Opportunities first appeared on National Crowdfunding & Fintech Association of Canada.

2 weeks ago

FINRA Grants OTC Markets Approval for Securities Trading of Digital Assets

Crowdfund Insider | JD Alois | May 12, 2023 During its earnings call, OTC Markets revealed that on May 5th, it had received FINRA approval to provide services for digital assets which are securities. OTC Markets gains FINRA approval for trading digital asset securities: In the recent earnings report, R. Cromwell Coulson, President and CEO


The post FINRA Grants OTC Markets Approval for Securities Trading of Digital Assets first appeared on National Crowdfunding & Fintech Association of Canada.

2 weeks ago

Biden administration has canceled $66 billion in student debt. How to know if you qualify

Under President Joe Biden, the U.S. Department of Education has in recent years canceled more than $66 billion in education debt.

2 weeks ago

Social Security, Medicare, federal salaries: What payments may be delayed in debt ceiling standoff

The U.S. may not have enough money to pay its bills as soon as June 1. At that point, it's unclear when and to whom the government would dole out funds.

2 weeks ago

Changing your portfolio to beat the ‘looming recession boogeyman’ is a mistake, advisor says

If you're worried about an economic recession, here's how to adjust your portfolio, according to financial advisors.

3 weeks ago

As the Supreme Court weighs Biden's student loan forgiveness, education debt swells

This year’s high school graduates could take on as much as $37,000 in student loan debt in pursuit of a bachelor’s degree, a new report shows.

3 weeks ago

Venture Capital Investment in Emerging Technologies

Venture capital investment in emerging technologies is an exciting and rapidly evolving field. As new technologies emerge, venture capitalists are on the lookout for promising startups that are poised to make a big impact. These startups are often working on … Continue reading

3 weeks ago

How to negotiate the salary for your first job: 'Employers are expecting you to,' says expert

A lot of new grads might not think they have leverage to negotiate their first salary but they actually do! Here are tips for how to ask for more—and get it.

3 weeks ago

The AI Litmus Test: Good Businesses are Good Businesses, With or Without AI

NfX | Morgan and Drew Beller | May 12, 2023 Here’s a double-edged sword: It’s never been easier to build in AI. AI as a Tool, Not the Core Business: Building a business around artificial intelligence (AI) or GPT4 is exciting, but it's not the end game. The true value lies in how AI integrates


The post The AI Litmus Test: Good Businesses are Good Businesses, With or Without AI first appeared on National Crowdfunding & Fintech Association of Canada.

3 weeks ago

Raising the Social Security retirement age would 'haunt young people,' says expert. Here's why

As French citizens protest a higher retirement age, a similar change could happen in the U.S. Experts say that would mostly affect younger generations.

3 weeks ago

A retirement savings gap may cost the economy $3.1 trillion by 2040. How state-run programs can fix it

The retirement savings gap could create a $1.3 trillion economic burden through 2040, according to Pew Research. Here's how to fix it.

3 weeks ago

A retirement-savings gap may cost the economy $1.3 trillion by 2040. How state-run programs can fix it

The retirement-savings gap could create a $1.3 trillion economic burden through 2040, according to Pew Research. Here's how to fix it.

3 weeks ago

As lawmakers warn of a Social Security 'shutdown,' here's how the debt ceiling may affect benefits

As debt ceiling negotiations continue, some government officials are sounding the alarm on what could happen to Social Security benefits.

3 weeks ago