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Raise retirement age, or hike payroll taxes? New tool lets you decide how to fix Social Security

Social Security may not be able to pay full benefits in 2035 if no changes are made sooner. Now, a new tool lets you decide how to shore up the program.

22 hours ago

Amid inflation, nearly half of parents financially support their adult children, but 'it has to go both ways,' economist warns

On average, parents who financially support grown children give them $1,400 a month for expenses like food, rent, cell phones and car insurance.

22 hours ago

How borrowers can keep their student loan payments on hold once bills resume

After being suspended three years, federal student loan payments are expected to resume soon. But the government has options to keep the bills on pause.

22 hours ago

Court Tests the Liability of DAOs and Their Makers: What You Need to Know

Coindesk | Sam Reynolds | Mar 29, 2023 Decentralized autonomous organizations (DAO) are beginning to look like general partnerships in the eyes of U.S. courts. A U.S. court in California has ruled in favor of plaintiffs who alleged that the bZx protocol, and governance token-holding members of its decentralized autonomous organization (DAO), were negligent and


The post Court Tests the Liability of DAOs and Their Makers: What You Need to Know first appeared on National Crowdfunding & Fintech Association of Canada.

22 hours ago

Why you may be subsidizing a coworker's 401(k) fees

Investments in workplace retirement plans may levy a "revenue-sharing" fee. Those costs differ from fund to fund.

22 hours ago

Why you may be subsidizing a co-worker's 401(k) fees

Investments in workplace retirement plans may levy a "revenue-sharing" fee. Those costs differ from fund to fund.

22 hours ago

4 red flags for an IRS tax audit — including what one tax pro calls a 'dead giveaway'

While the odds of an IRS audit are usually slim, certain items on your tax return may trigger a red flag at the federal agency, according to tax experts.

22 hours ago

Planning to Invest in Blockchain Games? You Have 10 reasons to Do So

March 29, 2023 Blockchain technology has been around for over a decade now and has the potential to revolutionize a wide variety of industries. However, using blockchain technology in the gaming industry is a relatively new concept for many people. Blockchain games use blockchain technology in their design and development, making them unique and potentially


The post Planning to Invest in Blockchain Games? You Have 10 reasons to Do So first appeared on National Crowdfunding & Fintech Association of Canada.

22 hours ago

Why You Should Start Your Forex Trading Journey With a Broker

March 29, 2023 Forex trading involves changing one currency into another. While some people undertake this action purely for tourism reasons, others make a living out of it. There can be many benefits associated with forex trading, such as low costs, easy short-term sales, and an abundance of currency options. However, forex investment can be


The post Why You Should Start Your Forex Trading Journey With a Broker first appeared on National Crowdfunding & Fintech Association of Canada.

22 hours ago

Canada to Require Pension Funds to Report Cryptocurrency Investments

Coindesk | Aoyon Ashraf | Mar 28, 2023 Canada's national government said federally regulated pension funds in the country will need to disclose their crypto assets exposure to the Office of the Superintendent of Financial Institutions (OSFI), as Ottawa tightens its regulatory oversight on the volatile industry. "To help protect Canadians’ retirements, Budget 2023 announces


The post Canada to Require Pension Funds to Report Cryptocurrency Investments first appeared on National Crowdfunding & Fintech Association of Canada.

22 hours ago

With 62% of Americans living paycheck to paycheck amid inflation, more people have a side job

As it gets harder to keep up with higher prices, more people have picked up a side job to improve their financial standing, according to a new report.

1 day ago

Peer-to-Peer Finance and the Empowerment of Marginalized Communities

Guest Post | March 28, 2023 Introduction Since the 1970s, global finance has seen significant changes that have impacted millions of people. The development of mobile phones and other technologies has enabled new ways to make and manage payments, invest money, and take out loans. But not everyone has been able to benefit from these


The post Peer-to-Peer Finance and the Empowerment of Marginalized Communities first appeared on National Crowdfunding & Fintech Association of Canada.

1 day ago

Investing in Emerging Industries

Investing in emerging industries can be a way to meet investment goals, but it can also be a high-risk proposition. In the private market, where emerging industries are often found, the risks can be even greater. However, with the right … Continue reading

1 day ago

Roth IRAs don't require withdrawals — unless they're inherited. Here's what you need to know

Roth individual retirement accounts don't carry required minimum distributions during the owner's lifetime. But those rules change when they die.

1 day ago

If you can't make the tax deadline, here's how to file a federal extension for free. ‘All it does is help you,' says tax pro

If you're not ready to file your federal taxes, you can request a free six-month extension. Here's how to do it.

1 day ago