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This factor can get your mortgage application denied — even if you're a high earner

The debt-to-income ratio was the most common reason buyers were denied a mortgage, according to a report. Here's how to improve it.

17 hours ago

'Everyone wins except the IRS' with this legal charitable donation strategy, advisor says

If you're donating money on Giving Tuesday, you may score a bigger tax break by gifting profitable investments. Here's what to know.

17 hours ago

Overcoming Barriers to Growth in Financial Regulation

Regulation | Dec 2, 2024 Roadmap for Agile and Innovative Regulators As new technologies and innovation continually change industries, regulators themselves must adapt or risk falling behind.  Without innovating, regulators may inadvertently stifle economic growth and expose markets to new threats, so embracing change should be accepted as a way to keep the system resilient. 


The post Overcoming Barriers to Growth in Financial Regulation first appeared on National Crowdfunding & Fintech Association of Canada.

1 day ago

Here are the last days to ship a holiday package with FedEx, UPS and USPS to ensure gifts arrive on time

Consumers are increasingly concerned that their online orders may not arrive in time for the holiday — and rightfully so.

1 day ago

This 'stepping stone' strategy helps parents boost their kids' credit score. Here's how it works

Adding a child as an authorized user to your credit card account can help jumpstart their credit history. But there can be risks, experts said.

1 day ago

What investors can learn from the S&P's performance after presidential elections since 1928

The S&P 500's performance is all over the map in the 12 months following previous presidential elections. The lesson for investors: Don't do much.

1 day ago

Here's what the rise of homeowners associations means for buyers

Homeowners associations, or HOAs, are becoming more common. The biggest complaint among current owners is the cost, report finds.

1 day ago

RPAA Registration Deadline Passed See Who Applied

RPAA | Dec 2, 2024 Retail Payments Supervision Update from the Bank of Canada (Registration Deadline Has Passed) The first registration period for payment service providers (PSPs) under the Retail Payments Activities Act (RPAA) ended on November 15 (see BoC's Retail Payments Supervision mandate). Companies that missed the deadline may be in violation of Section


The post RPAA Registration Deadline Passed See Who Applied first appeared on National Crowdfunding & Fintech Association of Canada.

1 day ago

How to Troubleshoot Common Appliance Issues at Home

December 2, 2024 Appliances are essential in every household, but like any mechanical device, they can experience issues from time to time. Knowing how to troubleshoot these problems can save time and money, and even extend the life of your appliances. One of the most common issues people face is appliances suddenly stopping or not


The post How to Troubleshoot Common Appliance Issues at Home first appeared on National Crowdfunding & Fintech Association of Canada.

1 day ago

Top Wall Street analysts pick 3 stocks for their attractive prospects

TipRanks' analyst ranking service pinpoints Wall Street's best-performing stocks, including ServiceNow and Snowflake.

2 days ago

Federal student loan borrowers in default may again face wage garnishments, collections

Federal student loan borrowers who fall behind on their bills will face financial consequences once again. Here's what to know.

2 days ago

Here's why Americans traveling to Europe may find bargains in 2025

Economists expect the euro to hit parity with the U.S. dollar next year, partly due to tariffs that President-elect Donald Trump may impose.

3 days ago

How GE Vernova plans to deploy small nuclear reactors across the developed world

GE Vernova plans to roll out small modular reactors aimed at slashing exorbitant costs associated with building traditional nuclear plants.

3 days ago

Governance Health Check Framework: How to Perform a Corporate Governance Review

November 29, 2024 Every organization should be carrying out a regular governance health check — but what should businesses focus on? Governance expert reveals their trusted health check framework. Effective governance can never be a ‘set and forget’ endeavor — it needs to be continually monitored, reviewed, and modernized for the business to see its


The post Governance Health Check Framework: How to Perform a Corporate Governance Review first appeared on National Crowdfunding & Fintech Association of Canada.

4 days ago

You're 'wired' to overspend during the holidays, expert says — here's what to do about it

Consumers are hardwired to think more of short-term gratification than long-term goals.

4 days ago