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Why it's now easier for student loan borrowers to get rid of their debt in bankruptcy court

It has long been nearly impossible for student loan borrowers to walk away from their debt in bankruptcy court. That's now changing.

3 weeks ago

Canada’s Ranks 15th on WIPO 2023 Innovation Index

Innovation | Nov 20, 2023 The Most Innovative Countries in 2023 on Visual Capitalist The 2023 Global Innovation Index by the World Intellectual Property Organization, which includes 190 UN member states and some non-members.. The innovation index uses seven pillars and 80 indicators to assess a country's innovative strength. These pillars include Knowledge & Tech


The post Canada’s Ranks 15th on WIPO 2023 Innovation Index first appeared on National Crowdfunding & Fintech Association of Canada.

3 weeks ago

Exchange-traded funds ‘have come a long way,’ advisor says. How to use them in your portfolio

Exchange-traded funds are one option for your investment portfolio. Here's how experts from CNBC's Advisor Council are using them with clients.

3 weeks ago

OSC’s New Financial Advisory Reforms

Regulation | Nov 15, 2023 Latest OSC draft statement of priorities reveal new course in the financial advisory landscape for discount brokers and robo-advisors Lifting Limitations on Financial Advice The OSC in collaboration with CIRO is contemplating a significant change by allowing Order Execution Only (OEO) firms, like discount brokers and robo-advisors, to offer non-tailored


The post OSC’s New Financial Advisory Reforms first appeared on National Crowdfunding & Fintech Association of Canada.

3 weeks ago

With a good credit score, 'doors will open,' expert says. But many face a roadblock to improvement

While more Americans are looking to improve their credit scores, a low credit limit often hinders cardholders from boosting their status.

3 weeks ago

This key element of ESG investing could drive real change at companies and boost returns

As environment and board diversity initiatives have gained broad acceptance, some are now trying to clarify the case for the middle pillar of ESG.

3 weeks ago

Forget quiet luxury. 'We don't need half of these things,' celebrity stylist Allison Bornstein says

Ahead of the holidays, personal stylist Allison Bornstein has a radical theory: "Just because you have the money doesn't mean you have to spend it," she says.

3 weeks ago

Tipping once rewarded good service. Now it determines how consumers are treated

With more opportunities to tip and predetermined point-of-sale options for each transaction, gratuity has become less about rewarding good service.

3 weeks ago

More part-time workers to get access to employer retirement plans next year

Changes in the federal law, coupled with a strong labor market and state mandates are opening up employer-sponsored retirement plans to part-time workers.

3 weeks ago

You may be at risk for fraud this holiday season, particularly if you shop at the last minute. Here's why

AI and gift card scams should also be on shoppers' radar this season, experts say.

3 weeks ago

Canada’s New Retail Payment Regulations: Registration and Compliance

Payment Regulations | Nov 16, 2023 The Retail Payment Activities Regulations (Regulations) are set to be published on November 22, 2023.  BLG (Borden Ladner Gervais LLP) recently provided an insightful summary of the upcoming changes in Canada's payment industry titled "Canada’s Retail Payment Activities Framework to take off in November 2024".  Here are the key


The post Canada’s New Retail Payment Regulations: Registration and Compliance first appeared on National Crowdfunding & Fintech Association of Canada.

3 weeks ago

Decoding Disruptive Industries: Key Considerations for Investing

In a world where change is the only constant, industries are continually evolving, reshaping, and redefining themselves. The term “disruptive industries” has gained prominence in recent years, as these are the sectors that often lead the charge in transforming the … Continue reading

3 weeks ago

Goldman Sachs Funds Blockchain Payments Firm

Funding | Nov 17, 2023 Fnality raises £77.7M led by Goldman Sachs for a blockchain payment network, set to transform global financial transactions Fnality, a blockchain-based wholesale payments firm, has successfully raised £77.7 million ($95.09 million) in its second round of funding. This round was led by Goldman Sachs alongside other prominent financial firms like


The post Goldman Sachs Funds Blockchain Payments Firm first appeared on National Crowdfunding & Fintech Association of Canada.

3 weeks ago

WonderFi Buys Bitvo Further Consolidating Crypto Markets

Crypto M&A | Nov 17, 2023 WonderFi Technologies Inc., through its subsidiary Bitbuy Technologies Inc., acquires all client accounts of Bitvo Inc., and the Bitvo.com domain Bitbuy has successfully purchased over 17,000 registered client accounts from Bitvo, a Calgary-based crypto-trading platform. These accounts have collectively generated over $235 million in trading volume and over $1.5


The post WonderFi Buys Bitvo Further Consolidating Crypto Markets first appeared on National Crowdfunding & Fintech Association of Canada.

3 weeks ago

A diamond engagement ring is an ‘emotional purchase,’ analyst says. Here's what to know about lab-grown vs. natural gems

Lab-grown diamonds have had an increased demand because of their similarity to natural diamonds. Experts, however, warn that their value may decline rapidly.

3 weeks ago