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60% of Americans are living paycheck to paycheck heading into the peak shopping season

The rising cost of living is straining household budgets just as the season of spending kicks into high gear.

2 years ago

The Portfolio Magic Number

When evaluating investment opportunities, diversification can be an essential part to managing investment goals. Diversifying your investment portfolio is considered a way to help balance the inherently risky nature of investments. How many companies should an investor have in their … Continue reading

2 years ago

ISED Launches Competition Act Review: Consultation on the Future of Competition Policy in Canada

ISED | Release | Nov 17, 2022 Effective and up-to-date competition law and enforcement are necessary to promote a competitive marketplace that favours prosperity and affordability for Canadians. The Competition Act plays a critical role in protecting consumers and promoting dynamic and fair markets that benefit consumers, businesses and workers alike. Modernizing Competition Law:  In


The post ISED Launches Competition Act Review: Consultation on the Future of Competition Policy in Canada first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Employers are planning pay increases of 4.6% in 2023, slightly above this year's 4.2%, study shows

Despite the higher-than-normal pay bumps, overall inflation is outpacing salary increases — which means households are losing purchasing power anyway.

2 years ago

Biden administration asks Supreme Court to allow student debt forgiveness plan to continue

The Biden administration asked the Supreme Court on Friday to lift an injunction on its student loan forgiveness plan.

2 years ago

Bob Pisani: Heeding the investment wisdom of Jack Bogle starts with keeping it simple

These timeless investing lessons from Jack Bogle are as relevant today as they were when Bogle founded Vanguard almost 50 years ago.

2 years ago

CB Insights: FTX ‘Bagholders’ — Investments and M&A Portfolio Map

CB Insights | Nov 18, 2022 Continue to the full article --> here The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create


The post CB Insights: FTX ‘Bagholders’ — Investments and M&A Portfolio Map first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

How Do Franchises Work?

Nov 18, 2022 If you want to launch your own business and sell goods, you may have thought about becoming a franchisee. Finding franchise opportunities can be an excellent way to connect with an audience that wouldn’t buy your goods otherwise, and it creates an immediate sense of trust in the consumer’s mind. For instance,


The post How Do Franchises Work? first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Buyers need a six-figure income to afford a 'typical' home, report finds. Here's how to reduce the cost

In October, home buyers needed to earn $107,281 to afford the median monthly mortgage payment for a "typical home." Here's how to reduce the cost.

2 years ago

How Much Money Should a Beginner Invest?

Guest Post | Nov 18, 2022 It is often difficult to start investing because of the pressure and uncertainty. Beginner investors are reluctant to begin investing before they accumulate the right amount of capital to start with. However, deciding which amount of cash is enough to make the first investment is another issue. Some people


The post How Much Money Should a Beginner Invest? first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Grindr shares soar in post-SPAC debut as advocates weigh progress of LGBTQ inclusion within finance world

The dating app made its debut on the New York Stock Exchange on Friday, with shares trading under the ticker GRND.

2 years ago

Payment Technology Solutions for Online Casinos

Guest Post | Nov 18, 2022 The popularity of casinos brings many questions to the table. Most of them are concerned with the overall security of all the platforms and their accessibility. One of the best features of online gambling websites is the opportunity to offer every single person the best possible experience. We all


The post Payment Technology Solutions for Online Casinos first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Retirement savers seek safe havens within their 401(k) plans. They may regret it later

Workers who traded 401(k) holdings in October pulled money from stocks and moved to fixed income. That may feel good now, but likely means less money later.

2 years ago

Average 401(k) balances plunged 23% year-over-year due to market volatility, Fidelity says

Retirement account balances sank for the third quarter in a row, according to Fidelity Investments, the largest 401(k) provider in the U.S.

2 years ago

Which Companies Were Affected by FTX’s Collapse?

Cointelegraph | Ezra Reguerra  | Nov 17, 2022 Image: Unsplash/Charl Folscher While the FTX collapse may have had a severe effect on the broader crypto market, some companies bore the brunt of the impact and were directly hit by the storm Genesis:  Announced on Nov. 11 that it had $175 million in locked funds within


The post Which Companies Were Affected by FTX’s Collapse? first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago