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Paying in cash helps shoppers 'forget' guilty pleasures, Stanford research finds

Even as transactions get increasingly cashless, there's still a place for paper currency, especially when it comes to guilty pleasures, Stanford research finds.

2 years ago

These states are restoring free school meals for all kids, regardless of income

Nine states have passed legislation that preserves a federal pandemic-era policy making free school meals available to all students, regardless of income.

2 years ago

'Something bad is happening around the corner': Why a consumer spending drop is likely in the fall

Consumers have continued to spend amid high inflation, but interest rate hikes and resuming student loan payments could slow that.

2 years ago

Four-time Olympic medalist Dominique Dawes on how she defines success

Olympic icon Dominique Dawes wants more than sports records for the kids attending her gymnastics academies. She wants to build champion human beings.

2 years ago

This is America's most overlooked labor force, with as much as 80% shut out of work

National labor data shows that only one in five disabled Americans can find work, but Amy and Ben Wright, Bitty & Beau's Coffee founders, are changing that.

2 years ago

Couples leverage 'something borrowed' to cut wedding costs

The average cost for a wedding has increased to $30,000, but brides are being more savvy with their budgets and renting items instead of purchasing them.

2 years ago

Tiktok’s hyper-realistic aging filter may help you make better retirement decisions — but not on its own

A new social media filter lets you catch a glimpse of future you. Experts weigh in on whether that may inspire people to save more.

2 years ago

Cryptography: A Novel Solution to the AI-Labeling Problem

Cryptography | Aug 3, 2023 C2PA, or the Coalition for Content Provenance and Authenticity, is revolutionizing the way we identify and label AI-generated content, offering a cryptographic solution that has far-reaching applications in content verification, digital rights management, combating misinformation, and more. What is C2PA? C2PA, or the Coalition for Content Provenance and Authenticity, is


The post Cryptography: A Novel Solution to the AI-Labeling Problem first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Mega Millions jackpot hits $1.25 billion. Here’s how it benefits the government

The Mega Millions jackpot has grown to an estimated $1.25 billion. Here's how the lottery benefits the government.

2 years ago

Meta Files New Patent: Voice ID Data for User Authentication…Progress or Privacy Concern?

Patent | Aug 3, 2023 Meta, formerly known as Facebook, is taking a significant step towards enhancing user security and personalization. The company has recently filed a patent entitled "User Identification with Voiceprints on Online Social Networks." This article will explore the details of this patent and what it means for users and advertisers along


The post Meta Files New Patent: Voice ID Data for User Authentication…Progress or Privacy Concern? first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

New Mortgage Guidelines in Exceptional Circumstances: Implications for Fintech and Bank Mortgage Lenders

Mortgage Lending | Aug 3, 2023 The Financial Consumer Agency of Canada (FCAC) has recently released new guidelines for mortgage loans in exceptional circumstances. The new guidelines are designed to provide a framework for lenders when dealing with borrowers who are facing exceptional circumstances. These circumstances could include situations such as a global pandemic, a


The post New Mortgage Guidelines in Exceptional Circumstances: Implications for Fintech and Bank Mortgage Lenders first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

As Social Security official warns of A.I. fraud risks, one expert says criminal activity is 'here right now'

Social Security benefits, already ripe for fraud, may fall prey to even more sophisticated schemes as A.I. tools advance.

2 years ago

Borrowers should avoid getting hopes up for Biden's next round of student loan forgiveness, expert says

President Joe Biden's second plan to forgive people student's debt may leave out many borrowers who were originally eligible for his aid. Here's why.

2 years ago

Navigating the Virtual Prepaid Card Landscape: Opportunities and Challenges

Aug 2, 2023 Virtual prepaid cards are reshaping the financial landscape, offering new avenues for FinTech innovation, and providing secure, efficient solutions for businesses and unbanked populations. Money today is different than it was five years ago. It's more nimble, secure, online, and democratized. The transformation of the financial landscape has been fueled by the


The post Navigating the Virtual Prepaid Card Landscape: Opportunities and Challenges first appeared on National Crowdfunding & Fintech Association of Canada.

2 years ago

Is an Ivy League degree worth it? Report finds advantages beyond future earnings

An Ivy League degree has a 'statistically insignificant impact' on future earnings, report finds.

2 years ago