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The risky options for Main Street cash, credit, when banks say no to lending

Online loans and merchant cash advance offers will come for business owners as banks tighten credit access, but there are big risks with these funding options.

1 year ago

More taxpayers will receive tax forms from apps such as Venmo, PayPal for 2023. Here's how to avoid tax issues

More taxpayers will receive Form 1099-K from apps such as Venmo and PayPal for 2023. Here's how to prepare for next year's taxes.

1 year ago

House Democrats, looking to renew plan to expand Social Security, say debt ceiling fight 'hurts seniors the most'

As the clock ticks to resolve the debt ceiling ahead of a June 1 deadline, congressional Democrats on Tuesday moved to renew a Social Security reform proposal.

1 year ago

Guaranteed lifetime income gains appeal amid worries a recession is coming

More retirement savers are considering some type of guaranteed lifetime income amid concerns about the economy and the possibility of a recession.

1 year ago

Women need financial freedom to 'live on their terms,' advisor says. These 3 strategies can help

When it comes to money, women face unique challenges in building wealth. Here's what one advisor says they can do to feel more empowered.

1 year ago

529 college savings plans took a hit last year: How to protect your money with more volatility ahead

During a downturn, it can be hard to stomach losses in your 529 plan. With more uncertainty ahead, here are some ways to shield your college savings from risk.

1 year ago

3 investing tips as the federal debt ceiling 'X-date' approaches

Many investors are bracing for economic fallout as the federal debt ceiling "X-date" deadline approaches. Here's how to invest, according to advisors.

1 year ago

How the student loan payment pause has made it easier for public servants to get forgiveness

Student borrowers pursuing public service loan forgiveness haven't had to make a payment on their debt in years. Still, they've moved closer to getting relief.

1 year ago

Many companies are adding, expanding tuition assistance so workers can go back to college

In the last few years, more companies have expanded their benefit offerings with free college programs to attract and retain workers.

1 year ago

When couples say they broke up over money, it's not the real reason, therapist says. Here's what is

Psychoanalyst Orna Guralnik said money is one of the biggest stressors on relationships. But she sees a way forward for couples fighting about their finances.

1 year ago

Social Security benefits for oldest and poorest could be first at risk in debt default, expert says

As the debt ceiling deadline approaches, a default may interfere with Social Security checks for some of the most vulnerable beneficiaries, one expert warns.

1 year ago

College enrollment continues to slide as more students question the value of a four-year degree

Increasingly, high school students are rethinking the value of a four-year college.

1 year ago

Share of six-figure earners living paycheck to paycheck jumps, report finds. Advisor offers ways to break the cycle

Aside from income, where you live is the most important factor in determining whether you will live paycheck to paycheck.

1 year ago

8 Reasons Why Shipping Costs are High in Canada

Guest Post | May 29, 2023 Shipping costs in Canada are notoriously high, and this is a problem that affects both consumers and businesses. There are a number of reasons why shipping is so expensive in Canada, ranging from the country's vast size and sparse population to regulatory and logistical issues. In this article, we


The post 8 Reasons Why Shipping Costs are High in Canada first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Maximize Your Environmental Campaign’s Impact with FundRazr’s Spotlight Program (Until July 2023)

FundRazr | Daryl Hatton | May 28, 2023 FundRazr, a well-known fundraising platform, has launched an Environmental Fundraising Spotlight (free of charge) until July 2023. This initiative aims to provide a special focus on campaigns that are raising funds for various environmental causes, such as wildlife and marine life protection, ocean and sea conservation, preservation


The post Maximize Your Environmental Campaign’s Impact with FundRazr’s Spotlight Program (Until July 2023) first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago