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Average consumer carries $6,218 in credit card debt, as more borrowers are falling behind on their payments

Americans are increasingly falling behind on their credit card payments, recent reports show.

1 year ago

Auto incentives are back — but high interest rates weaken deals for buyers

Incentives are coming back to the auto market, but interest rates remain high, corroding the benefits for buyers. Here are three things shoppers can do.

1 year ago

Refinancing student debt is risky amid Biden forgiveness push. Borrowers 'forever lose access' to safety nets, advocates say

As protections and relief options for federal student loan borrowers grow, refinancing your debt may be a risky move, consumer advocates say.

1 year ago

Here's the deflation breakdown for April 2024 — in one chart

Deflation is the opposite of inflation: It's when prices decline. That has largely occurred for goods such as furniture, appliances and cars in the past year.

1 year ago

Balancing Fintech Innovation and Regulation

Regulating Innovation | May 16, 2024 Balancing Innovation and Regulation in Financial Services. Key Messages and Insights from Governor Michelle W. Bowman's Speech In a recent speech at the Digital Chamber DC Blockchain Summit 2024, Governor Michelle W. Bowman of the Federal Reserve provided a comprehensive view on the balance between innovation and regulation in the


The post Balancing Fintech Innovation and Regulation first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Here are some options to reduce taxes on your savings interest this year

Here's how to reduce income taxes on your savings interest amid rate uncertainty from the Federal Reserve.

1 year ago

Tornado Cash Developer Sentenced 5 Years Prison

Crypto Enforcement | May 16, 2024 Tornado Cash developer Alexey Pertsev guilty of aiding money laundering sentenced to 64 months in prison A Dutch court has sentenced Alexey Pertsev, Tornado Cash's developer, to 64 months in prison after being charged for aiding in the laundering of over $1 billion through the Tornado Cash platform, which


The post Tornado Cash Developer Sentenced 5 Years Prison first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

FINTRAC Guidance on Bitcoin ATMs and Money Laundering

Bitcoin ATM Guidance | May 16, 2024 The Role of Crypto ATMs in Laundering Proceeds of Crime The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) has issued a Sectoral and Geographic Advisory "The Role of Virtual Currency Automatic Teller Machines in Laundering the Proceeds of Crime" to highlight the risks and provide guidance


The post FINTRAC Guidance on Bitcoin ATMs and Money Laundering first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Here's the inflation breakdown for April 2024 — in one chart

The consumer price index rose 3.4% in April from a year earlier, marking a decrease from March, according to the Bureau of Labor Statistics.

1 year ago

529 college savings plans 'are better now than they've ever been,' expert says. Here are key changes for 2024

As of 2024, there are more benefits to college savings plans, including the flexibility to roll unused money into a Roth IRA free of tax penalties.

1 year ago

Valour Inc. Launches First Yield-Bearing Bitcoin ETP

DeFi | May 15, 2024 Innovative Yield-Bearing Bitcoin Exchange Traded Products (ETPs) by Valour Inc. Valour Inc., a subsidiary of DeFi Technologies, is partnering with the Core Foundation to launch the world's first yield-bearing Bitcoin (BTC) Exchange Traded Products (ETPs). This innovative financial product aims to provide investors with returns directly from blockchain operations, specifically


The post Valour Inc. Launches First Yield-Bearing Bitcoin ETP first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Financial advisors don't need to fear artificial intelligence, Betterment’s Thomas Moore says

Betterment's Thomas Moore recently shared his thoughts on what advisors should know about automation now ahead of the CNBC FA Summit on May 22.

1 year ago

3 Trends And Innovations In the Turf Maintenance Market

May 15, 2024 The golfing fairways are rising in the cities, turning local real estate into a preferred upscale locality. The lush green turf is attracting investors and thereby the market for grass and related products that are required to keep the turf healthy is growing into a billion-dollar industry. This market is fueled by


The post 3 Trends And Innovations In the Turf Maintenance Market first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Biden administration extends key deadline for student loan forgiveness

Student loan borrowers hoping for a one-time payment count adjustment now have until June 30, after the U.S. Department of Education extended the deadline.

1 year ago

OpenAI Releases ChatGPT-4o. Real-Time Reasoning with Audio, Images, Text

AI | May 15, 2024 The Latest Version of ChatGPT Just Dropped Called ChatGPT-4o.  Here's What You Need To Know OpenAI just released it's latest version called ChatGPT-4o (that's 4 'o' and the 'o' stands for Omni) that introduces several enhancements and new features that are aimed at not only improving productivity and delivering that


The post OpenAI Releases ChatGPT-4o. Real-Time Reasoning with Audio, Images, Text first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago