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How to prepare for the 'survivor's penalty' before a spouse passes

Many older women outlive their spouses and may not expect higher future taxes after their loss. But there are ways to prepare, according to financial experts. 

1 year ago

On Main Street, it's time to prepare for the new state minimum wage hikes in 2024

More state-mandated minimum wage hikes are coming in 2024, and many Main Street businesses may feel the pinch.

1 year ago

Dive into the Future with Ninepoint’s ‘Web3 Explained’ Series

Web3 | Nov 9, 2023 Are you ready to embark on a journey through the intricate and fascinating world of Web3? Ninepoint Partners has just the ticket for you with their freshly launched Web3 Explained series, now available on YouTube, X, and LinkedIn. This 12-episode educational treasure trove is your gateway to understanding the revolutionary


The post Dive into the Future with Ninepoint’s ‘Web3 Explained’ Series first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Here's why it 'doesn't make financial sense' for Americans living abroad to give up their U.S. citizenship, one expert says

Giving up U.S. citizenship can be a long, difficult and costly process, and can be tricky to reverse. Additionally, it may not be financially worth the effort.

1 year ago

Investing Pre-Revenue: Navigating the Uncharted Waters of Startups

Investing in startups that are yet to generate revenue can be like setting sail on a vast and uncharted ocean. It may be a thrilling journey filled with potential, but it also can  carry significant risks. For every success story, … Continue reading

1 year ago

Bill C-365: Paving the Way for Open Banking in Canada?

Open Banking in Canada | Nov 10, 2023 Conservative MP Ryan Williams has tabled Bill C-365, titled "The Consumer-Led Banking Act." a pivotal step in Canada's journey towards Open Banking, a system that could lower banking fees and mortgage rates for Canadians Canadians currently face some of the highest banking fees globally, with average monthly


The post Bill C-365: Paving the Way for Open Banking in Canada? first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

31% of millionaires say they're part of the middle class, survey finds. 'People feel squeezed,' advisor explains

These days, higher prices have made it harder for Americans to feel well off, almost regardless of their net worth.

1 year ago

Industry Resists SEC’s Oversight on AI in Finance

AI Regulation | Nov 10, 2023 The U.S. Securities and Exchange Commission (SEC) recently proposed a plan to regulate the use of artificial intelligence (AI) in investment advice, sparking a significant pushback from various industry stakeholders. Background In July, the SEC proposed rules that would require banks and fund managers to neutralize or eliminate any


The post Industry Resists SEC’s Oversight on AI in Finance first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Health savings accounts, with a triple tax advantage, are ‘perfect,’ advisor says — but only if used the right way

Health savings accounts offer unique tax benefits. But most people are using them like a piggy bank.

1 year ago

'Maid' author Stephanie Land's new book tells the story of how this homeless single mom clawed her way out of poverty

Stephanie Land's new book tells the story of how she clawed her way out of poverty to become a writer.

1 year ago

Cavelo Inc. Raises CAD$5M to Advance Cybersecurity Solutions

Funding | Nov 10, 2023 Cavelo Inc., a leader in attack surface management technology, has successfully secured CAD$5M in venture capital financing, led by Inovia Capital with contributions from Graphite Ventures. A Comprehensive Cybersecurity Solution Cavelo's platform aligns with stringent data privacy and security regulations like GDPR and HIPAA, simplifying compliance and risk management. The


The post Cavelo Inc. Raises CAD$5M to Advance Cybersecurity Solutions first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Steering Clear of Renovation Regrets: Essential Tips for a Flawless Home Makeover

Nov 10, 2023 Introduction: The Journey to Your Dream Home Embarking on a home renovation project can be akin to setting off on an exciting yet perilous adventure. It promises the allure of transformation and rejuvenation but is fraught with potential pitfalls that can turn your dream project into a nightmare. Whether it's a quaint


The post Steering Clear of Renovation Regrets: Essential Tips for a Flawless Home Makeover first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

Consultation: OSC Wants to Increase Fees for Crypto Firms

Regulation | Nov 10, 2023 The Ontario Securities Commission (OSC) has recently put forward a proposal for new fees targeting restricted dealers, including many crypto asset trading platforms. This development is a clear indication of the increasing efforts to integrate crypto trading platforms into the regulated financial world. These fees are designed to address and


The post Consultation: OSC Wants to Increase Fees for Crypto Firms first appeared on National Crowdfunding & Fintech Association of Canada.

1 year ago

The ‘dupe’ trend hit travel in 2023. It's a good way to save on your next trip, experts say

Travelers sought out alternatives to popular hot spots as a way to save money in 2023. The strategy can help when planning your next trip.

1 year ago

Average credit card balances top $6,000, a 10-year high, as delinquencies rise

Americans are increasingly leaning on credit to make ends meet, boosting balances and total debt to fresh highs.

1 year ago