APIs and the Evolution of Digital Platforms: Towards a Three-Sided Market
 
                        
Citi | Jun 16, 2023 Embracing the three-sided market model, where financial institutions integrate with digital platforms alongside buyers and sellers, can unlock new network effects, accelerate economic growth, and enhance customer engagement in the digital economy. The report introduces the concept of a "three-sided market" where financial institutions are integrated into digital platforms alongside
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