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Cyberloq Technologies Inc. (OTC:CLOQ)

Cyberloq Technologies Inc. (OTC:CLOQ)

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CyberloQ is a proactive, Multifactor Authentication application for smartphones, tablets, and laptops. Wherever you are, whatever device you're using, CyberloQ is there.

CyberloQ keeps user's sensitive Personal Identifiable Information (PII) in "non-active" status, only accessible through a secure authentication process.

Utilizing elements of a user's PIN - in combination with the unique MEID or UDID of the mobile device - CyberloQ creates a robust perimeter that prevents would-be hackers from activating user's accounts.
Leveraging Google's geolocation service, CyberloQ creates a virtual boundary - otherwise known as a Geofence - around each user and their confidential information. CyberloQ's Geofencing functionality is compatible with most wireless technology, including cellular networks, Bluetooth, and WiFi.

Whether it's a designated perimeter over a city, building, or even within a single room, if a user's designated Geofenced cyber perimeter is breached, the account is immediately disabled. To breach a CyberloQ Geofence, hackers would need all the user's PIN data, be in possession of the user's personal mobile device, and be physically within the designated Geofence.

CyberloQ Geofencing provides a flexible and easy to use proactive cyber security measure. It creates a scalable hardened target and keeps cyber criminals on the outside - where they belong



From finance to healthcare, blockchain technology is revolutionizing and streamlining the way technology systems operate in countless industries. Supply chain management, accounting, smart contracts - and even voting - are just a few of the use cases that blockchain is emerging to provide transparency and efficiency in the coordination, flow, and transparency of data. Unfortunately, this transparency is precisely why blockchain-enabled networks are now on hackers' radar as targets for cybercrime.

A distributed, decentralized "public ledger" of transactional information, blockchain networks can help speed up international payments, track the movement of shipped goods, and maintain detailed financial records. But the convenience and efficiency that public or private blockchains provide doesn't come without cybersecurity risks. Endpoint vulnerabilities, security key access, and untested codes all represent potential entry points into blockchain networks that hackers are actively seeking to exploit.

Blockchain hacking is real, and when it has occurred, it has been devastating. Hong Kong-based bitcoin exchange Bitfinex recently had its blockchain hacked and lost $65 million worth of cryptocurrency. Hackers also exploited smart contract code vulnerabilities in the 2016 of the Decentralized Autonomous Organization (DAO), costing upwards of $60 million.

Thankfully, the CyberloQ proactive cybersecurity solution was developed with blockchain organizations, companies, and networks in mind to ensure that your mission-critical data is safe and secure, no matter what you utilize blockchain technology for.

CyberloQ - Secure Multi-Factor Authentication
Advanced Credit Technologies' patent-pending CyberloQ™ technology adds one more tool to your arsenal to fight unauthorized access to protected resources. Rather than passively responding to a breach, CyberloQ uses Multi-Factor Authentication (MFA) to pro-actively ensure that only authorized users, on approved devices within designated locations can access your blockchain network's protected data.


Financial technology (fintech) firms today are becoming some of the most sought-after targets for cybercriminals and would-be hackers. The global cost of cybercrime is expected to reach $2.1 trillion by 2019 - nearly quadrupling since 2015. Growth in cyber attacks on fintech companies is also outpacing growth in electronic transactions by more than 50 percent. That's because personal financial data is among of the most valuable to cyber criminals. Credit card, banking, and other Personally Identifiable Information (PII) that fintech companies possess are all fair game for hackers.

Enter CyberloQ, a purpose-built technology solution that's both effective - and easy to use:

CyberloQt can help fintech companies of all shapes, sizes, and customer types keep private financial data in, and hackers out. The CyberloQ cybersecurity solution for data protection provides a critical defense for data assets, as well as customers' PII. Utilized as stand-alone, or white-label solution layered under the your own software, here's how CyberloQ helps fintechs across the board.

Fortune 1000:

Recent years has shown no shortage of hacks, cyber theft, and security breaches involving some of the largest companies in the world. Several Fortune 1000 companies and major corporations have had their systems breached just in the past year, and it is estimated that cybercrime will cost the world $6 trillion annually by 2021.

Major corporations and Fortune 1000 companies across every industry realize how vital it is to protect both internal and customer data. However, companies struggle to stay a step ahead of cyber criminals and hackers. Identity governance, protecting private internal data, and securing sensitive or proprietary information are all top-of-mind challenges for most of the world's biggest companies.

That's precisely why CyberloQ was created, to provide a seamless, easy to use, and highly effective technology solutions to meet the cybersecurity challenges that all large corporations face. At CyberloQ, we understand that as corporate value creation shifts towards digital - and as data becomes more pervasive - major companies need to invest in a strong cyber defense now more than ever. Here's how we help Fortune 1000 companies - or any large, global business - protect their information as well as their brand.

Enterprise Level Multifactor Authentication:

McKinsey & Co. recently spoke with information security experts from 25 of the world's biggest corporations, and one of their biggest concerns was that, as companies are expected to be more open digitally, more access points for potential hacks are created. With CyberloQ's enterprise-level multifactor authentication technology, you can rest assured that the people who enter your corporate infrastructure belong there.
Advanced Credit Technologies' CyberloQ™ technology can be a critical tool in helping large corporations protect both proprietary internal data, as well as sensitive information about their customers. In the event of a breach, CyberloQ uses Multi-Factor Authentication (MFA) to pro-actively ensure that only authorized users, on approved devices, and within designated locations can access critical internal or customer data within your corporate IT ecosystem.

"Always Off" - Creating a Corporate Surveillance Perimeter:.

One of the most meaningful changes that any Fortune 1000 organization can implement is creating a virtually impenetrable corporate surveillance perimeter with CyberloQ's unique "Always Off" functionality.
Data protected by CyberloQ is accessible only to employees, executives, corporate partners, public sector regulators, or customers who have registered within your corporation's CyberloQ enabled database - such as Active Directory or LDAP.

CyberloQ enabled client accounts remain "inactive" until users verify themselves with a mobile device, smartphone, laptop, or tablet - in combination with a PIN to access protected data. This two-factor authentication credential model creates a strong perimeter around any critical corporate or sensitive customer data.

CyberloQ's administrator-defined geofencing provides enterprise-level capabilities to ensure that the user or device is within a specified geographical perimeter prior to granting access. This location can be as large as a city or - using physical beacons - as small as a room, providing the ultimate perimeter surveillance scalability. If the perimeter of the geofence is breached, the account (and all access to it) is automatically disabled.

Iron Clad Enterprise Cyber Security:

The top corporate cyber security experts told McKinsey that one of their top concerns is the increasing sophistication of hackers and cyber criminals. They even joked that hackers appear to be better funded than their own IT staff. It's a simple fact - no matter how much time, money, people, and resources Fortune 1000 companies throw at the cyber crime problem, they can't do everything on their own.

At CyberloQ, we understand that constant cyber security innovation isn't necessarily a capability that even large corporations can develop overnight. That's why we're continually developing enhancements to create additional layers of security to our current MFA solution. This includes incorporating innovative technologies - like Biometrics - to provide iron-clad security to any major or Fortune 1000 company we partner with.

Information, data, and records will be readily available to any public-sector partners or entities that might likely become involved in the event of a cyber-attack on a large company or corporation, including members of the FBI, FTC, or National Institute of Standards and Technology (NIST).

CyberloQ™ technology is rooted in providing both domestic and international cybersecurity services to the United States government for over 30 years, and we're bringing that same level expertise to some of the world's largest corporations. CyberloQ™ technology is a custom-built, proactive, real-time solution for end-to-end enterprise-level cyber security that the biggest global corporate organizations demand. CyberloQ is here to help secure your proprietary internal information, sensitive customer data, and partner with your internal IT department to create an iron-clad corporate digital security infrastructure. We understand that large, successful companies have a "target on their back" when it comes to hackers. CyberloQ can help you stay one step ahead of them, ease the minds of your customers, and prevent your brand from being on the "Biggest Hacks of the Year" list in 2018 and beyond.


Cybercrimes, such as stealing Protected Health Information (PHI) and Personally Identifiable Information (PII) for identity theft, are a multi-billion dollar industry. Such data breaches not only have an immediate financial impact but the affected Healthcare Organizations (HCO) also face a long-lasting loss of reputation and trust. Thus, protecting your enterprise's data assets and developing the ability to respond promptly to cyber threats is now an integral, indeed essential part of protecting PHI and PII. However, you can't do this effectively if you don't know what cyber threats you face.

For the past ten years, Verizon's annual Data Breach Investigations Report has analyzed security breaches across different industries and identified the different mix of threats each faces. In its latest report, Verizon notes that 15% of identified breaches in 2017 were related to the healthcare industry. Among the various threat statistics, the report notes that 75% of the attacks are carried out by outsiders, with an alarming 81% using stolen and/or hacked, weak passwords as the dominant attack vector. Within the healthcare sector, insider misuse (i.e., access to data that one is not entitled to as a part of one's job) is also a significant factor in data breaches. Healthcare data breaches can be for malicious purposes (e.g., accessing medical records for sale), simple curiosity or inadvertent (such as when an employee accesses patients' PHI from a compromised computer at home or loses a USB stick with PHI).

These statistics identify the need to provide a stronger form of authentication and authorization for access to healthcare data that isn't possible with only usernames and passwords. For a medical provider, the effects of a data breach, either malicious or unintentional, can have serious consequences. The Health Insurance Portability and Accountability Act (HIPAA) requires that healthcare providers ensure that safeguards be in place to protect against any unauthorized disclosure of PHI information that is maintained or transmitted electronically. This becomes more burdensome as medical data are increasingly created and accessed by mobile devices. Protecting healthcare IT resources from unauthorized access is, therefore an essential part of any medical provider's duties, not just an add-on function. Healthcare data breaches can prove costly in terms of lost reputation and expensive fines for the affected organization.

Higher Education:

It's time for colleges, universities, and trade schools to wake up - higher educational institutions are now prime targets for hackers worldwide. Think of all the valuable information cyber criminals would like to get their hands on: private student information, proprietary research, and a plethora of financial data.

With the average value of a student's personal data record being around $200, hacking colleges and universities is becoming increasingly lucrative. Cyber criminals recognize that the IT and cyber security departments at many higher learning institutions are fragmented, lack resources, and lag in cutting-edge cyber defense.
Look at Verizon's 2017 Data Breach Investigations Report - last year there were 455 reported cyber security incidents in the educational sector, 73 of which resulted in data disclosure. Cyber-attacks and data breaches don't just cost universities valuable time and money to assess the damage and mitigate loses - They can be a serious reputational blow that will affect future enrollment in both the short and long term. Higher educational institutions of all shapes and sizes need to take a strong, aggressive, proactive approach to cyber defense with a cutting-edge partner like CyberloQ.


Whether it's at the state, local, or federal level, at CyberloQ we understand that implementing the latest in proactive cybercrime defense can be a tall task. But the fact is, government and the public sector needs an update in cyber security more than almost any other group.

A recent analysis of 552 local, state and federal agencies across the United States conducted by the risk management firm, Security ScoreCard, found that the public sector ranked 16 out of 18 industries in terms of cyber defense - ahead of only education and telecommunications. It's a shocking statistic, considering the amount of priceless information contained in government databases. Social Security numbers, tax information, and private health data are just a few examples that hackers would love to steal.

Security ScoreCard's report also found that the public sector and government entities tend to struggle with basic cyber defense issues, from password reuse to data exposure and vulnerability on employees' laptops or mobile devices. Between inter-department coordination, bureaucratic red tape, and lengthy approval processes, we understand that government entities face huge logistical challenges in organizing an effective cyber defense.

The good news is that at CyberloQ, we've developed the skills, experience, and expertise geared specifically towards helping any public-sector agency - large or small - develop a proactive, iron-clad cyber defense to keep your critical information safe and secure.

CyberloQ - Secure Multi-Factor Authentication:

Advanced Credit Technologies' patent-pending CyberloQ™ technology adds a critical and effective tool to any healthcare provider's defense arsenal to guard against unauthorized access of protected resources. Rather than passively responding to a breach, CyberloQ uses Multi-Factor Authentication (MFA) to pro-actively ensure that only authorized users, on approved devices within designated locations can access your protected data.

A Perimeter of Surveillance Around Your Agency:

Data protected by CyberloQ can be accessed only by those employees or patients who have been registered with the healthcare provider's secure CyberloQ enabled database. CyberloQ enabled client accounts will always be in an inactive state until the client uses their mobile device (a smartphone, laptop or tablet) and PIN functioning as part of a multi-factor authentication system to access any private or protected data resource. Public sector entities can also use CyberloQ's administrator-defined geofencing capability to ensure that the user/device is within a specified geographical perimeter before access is granted. This location can be as large as a city or, using physical beacons, as small as a room providing the ultimate perimeter surveillance scalability. If a hacker should breach the perimeter of the geofence, the account and all access is automatically disabled. This feature puts our system apart from the rest in a world where public sector data is increasingly accessed via "always-on" active accounts.

Iron Clad Government Security:

We're currently developing enhancements to add additional layers of security to CyberloQ's current multi-factor authentication solution by including biometrics for the highest level of access security. By using CyberloQ's multi-factor protection technology, public sector entities can more effectively meet government security standards, guidelines, and best practices such as those established by the National Institute of Science and Technology (NIST). In the event of a compliance check or audit, essential records are kept and stored securely in a global administrative console that is easily accessible to authorized users at any given time.

Grounded in 30+ years of experience providing domestic and international cybersecurity services for the U.S. Government, our patent-pending CyberloQ™ technology is designed specifically to provide a solution for proactive, real-time control of identity governance to protect any government or public-sector entity's private and confidential data.

Cyberloq Technologies Inc. is a publicly traded company listed on the OTC under the ticker symbol CLOQ. This is not investment advice. Please view the disclaimer found on this website.
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  • Founded Year 2008

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